http://www.mortgagecalculator.biz/c

California Coastal Loans

619-353-7017 Mobile    |    Joshua@CAcoastalloans.com

NMLS 553100 | DRE 02138695

Joshua Viera – Loan Officer

Joshua Viera has over 20+ years of experience in the mortgage and real estate industry. His success and longevity are attributed to his work ethic and integrity aimed to provide the best experience for his customers. Joshua prides himself on the level of education and time he provides each of his customers, ensuring that the mortgage whether a purchase or a refinance is executed in a quick and easy manner.

Joshua lives in San Diego, Ca with his wife Chrystal and son Noah. He enjoys hiking, golfing, riding motorcycles, and relaxing on the beach. His passion is teaching and mentoring men on life based on faith and volunteering. With the pandemic now in our rear view he is excited to start volunteering for a ministry that builds homes for families in need just south of the border.

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We appreciate your reviews

  • “My personal experience working with Sean Kelley is absolutely amazing. From day one Sean's professionalism was more than I expected. He is knowledgeable in all types of loan products and is an expert in VA loans. I know without a doubt if we wouldn't have worked with Sean we still would be without a home. He has become a friend to our family and is a trusted resources in his field. I highly recommend Sean Kelley!!”

    “My personal experience working with Sean Kelley is absolutely amazing. From day one Sean's professionalism was more than I expected. He is knowledgeable in all types of loan products and is an expert in VA loans. I know without a doubt if we wouldn't have worked with Sean we still would be without a home. He has become a friend to our family and is a trusted resources in his field. I highly recommend Sean Kelley!!”

    ★ ★ ★ ★ ★

    Joe Sandoval

  • “Thank you again for the frequent updates and consistent positive outlook from start to finish. As stressful as home buying can be, your confidence and preparedness helped to keep me grounded and to calibrate my expectations throughout the loan approval process. The visual graphics of the financial progression in the e-mail updates were a very helpful illustration to show just where we stood in the big picture.  Thank you Dino Katsiametis and James Guest for getting me into my first home."

    “Thank you again for the frequent updates and consistent positive outlook from start to finish. As stressful as home buying can be, your confidence and preparedness helped to keep me grounded and to calibrate my expectations throughout the loan approval process. The visual graphics of the financial progression in the e-mail updates were a very helpful illustration to show just where we stood in the big picture.  Thank you Dino Katsiametis and James Guest for getting me into my first home."

    ★ ★ ★ ★ ★

    Megan Snipes

PURCHASING

YOUR NEW HOME

Our clients receive a personalized analysis, custom tailored to meet their specific goals and needs for their new home. Our team focuses on helping to achieve these goals through listening attentively to what is important to you and your family and we incorporate a host of ideas such as; principal pre-payment advice, debt reduction strategies and increased net cash flow opportunities. We understand that purchasing a home is the biggest financial decision most families will make. Our team is here to help guide you through the process and successfully navigate the path to home ownership.

REFINANCING

YOUR EXISTING MORTGAGE

Refinancing an existing mortgage make sense for many reasons, but the most common reason is the ability to save our clients money. Another common reason for refinance is to pull cash out of a property for home improvement, sending a child to college, or assisting a family member with down payment money for their dream home. Our team has the expertise to make sure you are aware of all of the options in order to make the best decision for your family. We incorporate our unique mortgage planning analysis to gather your most important goals and needs so we can align your new mortgage with those goals and needs.