http://www.mortgagecalculator.biz/c

949.720.1616

California Coastal Loans

Mission Viejo, CA

ABOUT US

California Coastal Loans is a company on a mission to create an environment of trust, ethics and care for our clients. Our core belief is that if you treat your client exactly the way you would want to be treated, you are building a foundation for a lasting relationship. Founded in 1999, California Coastal Loans has weathered the storms of the financial crisis, and reemerged from it with a “fan base” of loyal customers, some of whom are now referring children and grandchildren. Being a referral based lender, we know our client’s needs and spend great care, time and attention in exceeding their expectations every time.


OUR CORE VALUES

Integrity – “Whoever is faithful with very little will also be faithful with much, and whoever is dishonest with very little will also be dishonest with much.” Luke 16:10

Gratitude – "Give thanks in all circumstances; for this is God’s will for you in Christ Jesus." – 1 Thessalonians 5:15 

Community – "In the same way, faith by itself, if it is not accompanied by action, is dead." – James 2:17 

Relationships – “In everything, then, do to others as you would have them do to you.” Luke 6:31

Service – “For even the Son of Man did not come to be served, but to serve, and to give His life as a ransom for many.” Mark 10:45


  #WhoCanWeServeToday  

Testimonials

  • “My personal experience working with Sean Kelley is absolutely amazing. From day one Sean's professionalism was more than I expected. He is knowledgeable in all types of loan products and is an expert in VA loans. I know without a doubt if we wouldn't have worked with Sean we still would be without a home. He has become a friend to our family and is a trusted resources in his field. I highly recommend Sean Kelley!!”

    “My personal experience working with Sean Kelley is absolutely amazing. From day one Sean's professionalism was more than I expected. He is knowledgeable in all types of loan products and is an expert in VA loans. I know without a doubt if we wouldn't have worked with Sean we still would be without a home. He has become a friend to our family and is a trusted resources in his field. I highly recommend Sean Kelley!!”

    Joe Sandoval

  • “Thank you again for the frequent updates and consistent positive outlook from start to finish. As stressful as home buying can be, your confidence and preparedness helped to keep me grounded and to calibrate my expectations throughout the loan approval process. The visual graphics of the financial progression in the e-mail updates were a very helpful illustration to show just where we stood in the big picture.  Thank you Dino Katsiametis and James Guest for getting me into my first home."

    “Thank you again for the frequent updates and consistent positive outlook from start to finish. As stressful as home buying can be, your confidence and preparedness helped to keep me grounded and to calibrate my expectations throughout the loan approval process. The visual graphics of the financial progression in the e-mail updates were a very helpful illustration to show just where we stood in the big picture.  Thank you Dino Katsiametis and James Guest for getting me into my first home."

    Megan Snipes

Purchasing
YOUR NEW HOME

Our clients receive a personalized analysis, custom tailored to meet their specific goals and needs for their new home. Our team focuses on helping to achieve these goals through listening attentively to what is important to you and your family and we incorporate a host of ideas such as; principal pre-payment advice, debt reduction strategies and increased net cash flow opportunities. We understand that purchasing a home is the biggest financial decision most families will make.  Our team is here to help guide you through the process and successfully navigate the path to home ownership.

 

Refinancing
YOUR EXISTING MORTGAGE

Refinancing an existing mortgage make sense for many reasons, but the most common reason is the ability to save our clients money.  Another common reason for refinance is to pull cash out of a property for home improvement, sending a child to college, or assisting a family member with down payment money for their dream home. Our team has the expertise to make sure you are aware of all of the options in order to make the best decision for your family. We incorporate our unique mortgage planning analysis to gather your most important goals and needs so we can align your new mortgage with those goals and needs. We discover your WHY so we can give you a customized approach to the loan process.

Our Team
Solves Problems

We are sure that one of your friends or family members has had an issue at some point or another during their loan process.  Problems do arise during the mortgage process. It is all about how they are resolved. Our teams strength lies in our ability to forsee these problems  and resolve issue before they truly do become a problem. We are 100% transparent and honest with our clients so they are aware of what is going on through the entire loan process. Buying a new home should be enjoyable, not dreadful and we work to make it an enjoyable and memorable experience.

Diversity
of Team Members

Each of our team members brings to the table a number of distinct talents and skills that are all necessary to ensure you have a positive mortgage loan experience. Collectively, our group has over 75 years of combined mortgage lending experience and we collaborate often to form ideas on how to improve you home buying or refinancing process. We consider our team members our family and our goal is to treat our clients the same way, with love care and attention to every detail.