http://www.mortgagecalculator.biz/c

California Coastal Loans

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619-972-3209 Mobile | Manny@CAcoastalloans.com

NMLS# 1533336 |  DRE# 02013430

Manny Alfelor

 My goal is to provide clients with the care and attention they deserve when financing their home to ensure it's enjoyable and stress-free. I have over 20 years of mortgage lending experience and enjoy helping each client select the best loan to meet their financial needs. As a former loan processing supervisor and underwriter, I truly understand the back-end process to quickly fund and close loans.

I strive to always exceed client expectations and believe in constant communication as key to success. I keep clients well-informed through every step of the lending process and proactively research potential issues that may arise to help eliminate loan delays.

I am readily available to take your call to make sure you are comfortable and confident with the mortgage lending process. Call me (619) 972-3209

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We appreciate your reviews

Facebook Review

  • “My personal experience working with Sean Kelley is absolutely amazing. From day one Sean's professionalism was more than I expected. He is knowledgeable in all types of loan products and is an expert in VA loans. I know without a doubt if we wouldn't have worked with Sean we still would be without a home. He has become a friend to our family and is a trusted resources in his field. I highly recommend Sean Kelley!!”

    “My personal experience working with Sean Kelley is absolutely amazing. From day one Sean's professionalism was more than I expected. He is knowledgeable in all types of loan products and is an expert in VA loans. I know without a doubt if we wouldn't have worked with Sean we still would be without a home. He has become a friend to our family and is a trusted resources in his field. I highly recommend Sean Kelley!!”

    ★ ★ ★ ★ ★

    Joe Sandoval

  • “Thank you again for the frequent updates and consistent positive outlook from start to finish. As stressful as home buying can be, your confidence and preparedness helped to keep me grounded and to calibrate my expectations throughout the loan approval process. The visual graphics of the financial progression in the e-mail updates were a very helpful illustration to show just where we stood in the big picture.  Thank you Dino Katsiametis and James Guest for getting me into my first home."

    “Thank you again for the frequent updates and consistent positive outlook from start to finish. As stressful as home buying can be, your confidence and preparedness helped to keep me grounded and to calibrate my expectations throughout the loan approval process. The visual graphics of the financial progression in the e-mail updates were a very helpful illustration to show just where we stood in the big picture.  Thank you Dino Katsiametis and James Guest for getting me into my first home."

    ★ ★ ★ ★ ★

    Megan Snipes

PURCHASING

YOUR NEW HOME

Our clients receive a personalized analysis, custom tailored to meet their specific goals and needs for their new home. Our team focuses on helping to achieve these goals through listening attentively to what is important to you and your family and we incorporate a host of ideas such as; principal pre-payment advice, debt reduction strategies and increased net cash flow opportunities. We understand that purchasing a home is the biggest financial decision most families will make. Our team is here to help guide you through the process and successfully navigate the path to home ownership.

REFINANCING

YOUR EXISTING MORTGAGE

Refinancing an existing mortgage make sense for many reasons, but the most common reason is the ability to save our clients money. Another common reason for refinance is to pull cash out of a property for home improvement, sending a child to college, or assisting a family member with down payment money for their dream home. Our team has the expertise to make sure you are aware of all of the options in order to make the best decision for your family. We incorporate our unique mortgage planning analysis to gather your most important goals and needs so we can align your new mortgage with those goals and needs.

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